In 2025, the Singapore government introduced a new package to support families with up to $3,700 in bonus payouts. This package, part of the Majulah support package, is intended to help seniors on a lower- to mid-income level withstand the rising costs and retirement needs.
Overview
| Scheme Name | Senior Support Bonus 2025 |
|---|---|
| Announced By | Ministry of Finance (MOF), Singapore |
| Total Amount | Up to S$3,700 per eligible senior |
| Disbursement Period | Phased payments from August 2025 to July 2026 |
| Target Group | Lower- to middle-income Singaporean seniors aged 60+ |
| Disbursement Channels | Direct bank transfer or GovCash via PayNow-NRIC |
| Linked Programmes | Silver Support Scheme, Assurance Package, Cost-of-Living payouts |
Key Objectives of the $3,700 Senior Bonus
The newly announced S$3,700 bonus package is a timely boost designed to help older Singaporeans cope with increasing living costs and healthcare expenses. The payout reflects the government’s continued commitment to economic inclusiveness, particularly among the elderly. It aims to:
- Offset Inflation and Daily Expenses
Seniors face growing utility, food, and medical costs — this bonus offers immediate, direct relief. - Promote Dignified Ageing
It complements other retirement schemes like CPF LIFE and the Silver Support Scheme to help seniors age with dignity. - Strengthen the Social Safety Net
The package targets the most vulnerable: seniors with no or low income, limited family support, and minimal CPF savings.
Breakdown of the $3,700 Senior Bonus Package
| Component | Amount (S$) | Disbursement Schedule | Notes |
|---|---|---|---|
| Enhanced Silver Support Payment | $900 – $1,200 | Aug 2025, Jan 2026, Jul 2026 | Quarterly top-ups for seniors with low CPF savings |
| Cost-of-Living Special Payment | $600 | October 2025 | One-time payout under the Assurance Package |
| Assurance Package Seniors’ Bonus | $600 | December 2025 | Based on income and property ownership |
| GSTV – Cash (Seniors Boost) | $800 – $1,000 | May & July 2026 | Tiered by Assessable Income and housing type |
| CDC Vouchers for Seniors | $300 | January 2026 | For groceries and heartland spending |
| Total Possible Payout | Up to $3,700 | August 2025 – July 2026 | Varies by individual eligibility |
Who Is Eligible?
Eligibility is assessed automatically based on existing government records. General criteria include:
- Singapore Citizens aged 60 and above in 2025
- Living in Singapore
- Annual Assessable Income below S$34,000
- Property ownership of 1 property or less
- Low to moderate CPF balances as of 2024 year-end
No application is needed. Eligible seniors will be notified via SMS, mail, or their Singpass inbox.
Payment Timeline: What Seniors Can Expect
| Month | Payout Component |
|---|---|
| August 2025 | Silver Support quarterly top-up (up to $300) |
| October 2025 | Cost-of-Living Special Payment ($600) |
| December 2025 | Assurance Package Seniors’ Bonus ($600) |
| January 2026 | CDC Vouchers for Seniors ($300) |
| May 2026 | GSTV – Cash Seniors Boost (first tranche) |
| July 2026 | GSTV – Cash Seniors Boost (second tranche) + Silver Support Top-up |
| Ongoing | Additional support via ComCare or MOH subsidy reviews |
How Will Seniors Receive the Payments?
- Bank Transfer: Direct deposit into POSB/DBS or other registered bank accounts.
- GovCash: For those without bank accounts, payouts are accessible via PayNow-NRIC or OCBC ATMs with Singpass QR.
- CDC Vouchers: Redeemed digitally through go.gov.sg/cdcv, with assistance available at CCs and libraries.
Broader Context: Part of the National Ageing Strategy
This bonus is not a standalone initiative. It ties into broader ageing support efforts, including:
- Healthier SG, which incentivises preventive healthcare for seniors
- Silver Generation Office (SGO) outreach for digital literacy and community engagement
- CHAS subsidies, Pioneer Generation, and Merdeka Generation Packages
These are designed to ensure seniors are not left behind in Singapore’s economic transition.
Conclusion
The $3,700 Senior Bonus reflects Singapore’s ongoing efforts to ensure that every senior citizen has access to basic financial stability, healthcare, and community inclusion. With the ageing population projected to grow significantly by 2030, such measures are critical for building a resilient and inclusive society.
Seniors are not required to apply, but they should ensure their bank details and contact information are up to date on Singpass.
Frequently Asked Questions (FAQs)
Q1: Do I need to apply to receive the $3,700 bonus?
No. Eligible seniors will be automatically assessed based on government data. No application is necessary.
Q2: Will all seniors receive the full $3,700?
Not necessarily. The amount varies depending on income, property ownership, and CPF savings. Most will receive a portion of the total package.
Q3: How can I check my eligibility?
You will receive a notification via Singpass, SMS, or post if you qualify. You can also visit go.gov.sg/schemes-eligibility for further checks.
Q4: What if I don’t have a bank account?
You can collect payments through GovCash or use PayNow-NRIC linked to your mobile number.
Q5: Will there be more support beyond this?
Yes. Seniors facing financial difficulty can apply for ComCare Long-Term Assistance, and may also be eligible for CHAS and MediFund aid.